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Citi® AT&T Universal Savings & Rewards Card

Citibank

A new "immediate credit
card care" service is
available now. Our advisers
are ready to answer all of
your questions.

Card Highlights:

Card Category:	Consumer
Card Type:	Unsecured
Required Credit Rating:	Good
Issuing Country:	United States

Available Rewards:

For explanation of each icon click here

Miles	Cash	Points	Charity

About:

0% APR on Balance Transfers for up to 12 months.
No Annual Fee.
1 ThankYouSM Point for every dollar you spend on non-AT&T purchases.
Up to 10% savings for the first 12 months on AT&T purchases.
Up to 30 free phone minutes each month.
2 free directory assistance inquiries per month and other wireless benefits.
Balance transfer fee applies with this offer.

Credit Card Rates

Purchases:

Introductory APR:	n/a
Introductory Period:	n/a
Ongoing APR:	as low as 9.99%
Default APR:	28.99%
Minimum Grace Period:	20 days
Minimum Finance Charge:	$0.50

Balance Transfers:

Introductory APR:	0%
Introductory Period:	Up to 12 months
Ongoing APR:	as low as 9.99%
Default APR:	28.99%
Minimum Grace Period:	n/a
Minimum Finance Charge:	$0.50

Cash Advances:

Introductory APR:	n/a
Introductory Period:	n/a
Ongoing APR:	19.99%
Default APR:	28.99%
Minimum Grace Period:	n/a
Minimum Finance Charge:	$0.50

Credit Card Transaction Fees

Balance Transfer Fees:

Minimum:	$5
Fee Rate:	3%
Maximum:	n/a

Cash Advance Fees:

Minimum:	$5
Fee Rate:	3%
Maximum:	n/a

Foreign Exchange Fees:

Minimum:	n/a
Fee Rate:	3%
Maximum:	n/a

Credit Card Other Fees

Initial Fees:

Setup Fee:

Maintenance Fees:

Annual Fee:

Penalty Fees:

Late Payment Fee:

$15⁴⁵

⁴⁵ $15 on balances up to $100; $29 on balances of $100 up to $250; and $39 on balances of $250 and over.