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Citibank

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Card Highlights:  
 
 

Card Category:

Business

Card Type:

Unsecured

Required Credit Rating:

Excellent / Good

Issuing Country:

United States

 
     
 
Available Rewards:  
 
 
For explanation of each icon
click here

Miles

Cash

Points

Charity

 
     
 
About:  
 
 
  • 0% APR on purchases for 12 months.
  • No Annual Fee.
  • 10,000 ThankYou® Points after $250 in purchases, redeemable for a $100 gift card.
  • 3 ThankYou Points on eligible business purchases.
  • 1 ThankYou Point for every dollar you spend on other purchases.
  • Quarterly and annual business account summaries.
  • Balance transfer fee applies with this offer.
 
     

Credit Card Rates

 
Purchases:  
 
 

Introductory APR:

0%

Introductory Period:

12 months

Ongoing APR:

10.99%

Default APR:

28.99%

Minimum Grace Period:

20 days

Minimum Finance
Charge:

$0.50

 
     
 
Balance Transfers:  
 
 

Introductory APR:

n/a

Introductory Period:

n/a

Ongoing APR:

n/a

Default APR:

28.99%

Minimum Grace Period:

n/a

Minimum Finance
Charge:

$0.50

 
     
 
Cash Advances:  
 
 

Introductory APR:

n/a

Introductory Period:

n/a

Ongoing APR:

19.99%

Default APR:

28.99%

Minimum Grace Period:

n/a

Minimum Finance
Charge:

$0.50

 
     

Credit Card Transaction Fees

 
Balance Transfer Fees:  
 
 

Minimum:

$5

Fee Rate:

3%

Maximum:

see terms

 
     
 
Cash Advance Fees:  
 
 

Minimum:

$5

Fee Rate:

3%

Maximum:

n/a

 
     
 
Foreign Exchange Fees:  
 
 

Minimum:

n/a

Fee Rate:

3%

Maximum:

n/a

 
     

Credit Card Other Fees

 
Initial Fees:  
 
 

Setup Fee:

$0

 
     
 
Maintenance Fees:  
 
 

Annual Fee:

$0

 
     
 
Penalty Fees:  
 
 

Late Payment Fee:

$1545

 
     
45 $15 on balances up to $100; $29 on balances of $100 up to $250; and $39 on balances of $250 and over.
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