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HSBC Platinum MasterCard® with Cash Back Rewards

HSBC Bank

A new "immediate credit
card care" service is
available now. Our advisers
are ready to answer all of
your questions.

Card Highlights:

Card Category:	Consumer
Card Type:	Unsecured
Required Credit Rating:	Excellent / Good
Issuing Country:	United States

Available Rewards:

For explanation of each icon click here

Miles	Cash	Points	Charity

About:

0% Intro APR on purchases and balance transfers for 12 months.
No Annual Fee.
Earn unlimited 1% Cash Back rewards on new net retail purchase, everywhere you shop!
Simple and straightforward rewards: no earnings caps, spending categories, tiers or point expiration.
Platinum benefits include unlimited purchases protection, extended warranties and rental car insurance.
Instant decision in as little as 60 seconds.

Credit Card Rates

Purchases:

Introductory APR:	0%
Introductory Period:	12 months
Ongoing APR:	as low as 8.99%
Default APR:	31.99%
Minimum Grace Period:	25 days
Minimum Finance Charge:	$1.00

Balance Transfers:

Introductory APR:	0%
Introductory Period:	12 months
Ongoing APR:	as low as 8.99%
Default APR:	31.99%
Minimum Grace Period:	n/a
Minimum Finance Charge:	$1.00

Cash Advances:

Introductory APR:	n/a
Introductory Period:	n/a
Ongoing APR:	20.99%
Default APR:	31.99%
Minimum Grace Period:	n/a
Minimum Finance Charge:	$1.00

Credit Card Transaction Fees

Balance Transfer Fees:

Minimum:	$15
Fee Rate:	3%
Maximum:	n/a

Cash Advance Fees:

Minimum:	$15
Fee Rate:	3%
Maximum:	n/a

Foreign Exchange Fees:

Minimum:	n/a
Fee Rate:	3%
Maximum:	n/a

Credit Card Other Fees

Initial Fees:

Setup Fee:

Maintenance Fees:

Annual Fee:

Penalty Fees:

Late Payment Fee:

$19