Urgent Credit Help

User Name: ron

Date: May 15, 2007, 3:57 pm

how does applying for 0 balance transfers effect my credit rating.

People often transfer their balance to a better card if their current bank does not reduce their rate. If you want to apply for 0 balance transfers, take Credit card applications for balance transfer into account. Apply for a credit card with the best offer, i.e.  there is no balance transfer transaction fee. But don't do it frequently, because each new credit card requires another credit inquiry. Too many inquiries can lower your credit score, as it increases the amount of your debt. Banks may notice the pattern of transferring balances, and it may affect their decision to give you another credit, even if your credit rating is ok.  All the best, Manager of Immediate Credit Card Care Service

User Name: anne francis

Date: August 1, 2007, 11:20 pm

WaMu Washington Mutual's rating?

In fact, it is a bit unclear what you refer to in your question. In case you mean the rating of the Washington Mutual as a credit bureau, then it is not a bureau. Washington Mutual is a bank issuing different types of the credit cards. If the case in point is its rating among the other banks, we should inform you that the aim of our website is to present the best credit cards offered by various financial organizations and it is outside our competence to judge whether it will be good for you to deal with this or that bank. Besides, we do not even provide the possibility to apply for the cards of the Washington Mutual here. We'd rather recommend you to browse the information you need in the Internet. All the best, Manager of Immediate Credit Card Care Service

User Name: Beverly Ivory

Date: November 13, 2007, 3:50 am

Bank of America has 1% monthly payment plus interest I am looking for 0% for 12 months, no transfer fees, and 1% or less monthly payments

We would like to recommend you Platinum Visa by Chase Bank. It has 0% introductory APR for 12 months, no annual fee and 3% fee rates. There are balance transfer cards with no fees at all, but their introductory period is much shorter and interest rates are higher. So our advise it to consider credit deals with some small fees and longer introductory period.

User Name: padron

Date: November 13, 2007, 3:50 am

which is the best LOW INTEREST Cash Back Credit Cards

If you are looking for the best cash back credit deal you should consider our outstanding offers. They will let you earn superior rebates with purchases. We advise you to pay your attention to the Blue Cash Card from American Express. It is designed for good or excellent credit history. This card provides 0% intro APR on purchase for 6 months, no annual fee, up to 5% cash back with unlimited cash rewards, low balance transfer rate, unlimited cash back, flexibility to pay over time. It offers 12,74% ongoing APR on purchases and balance transfers and 20,74% default APR in terms of non payment. It has 6 months introductory period. We think this card suits your requirements.

User Name: RHONDA RICE

Date: November 26, 2007, 5:45 am

IF I HAVE SOMEONE THAT HAS GOOD CREDIT. COULD THAY COSINE FOR ME A CARD BECOUSE I DO NOT HAVE ANY CREDIT.

Yes. Sure you can get a credit card with a co-signer. All credit cards for good or excellent credit allow to co-sign for someone. The only thing is that you can't apply with a co-signer online. It works this way: a person with a good history applies online for a credit card. He gets approved. Then he contacts the bank and says he would like to add somebody to his account and that he will be a co-signer for this person. He must tell Social Security Number of that person. You wil share an account with a co-signer. Please note that you will have different credit cards with different numbers. But you will have one account and credit limit for two. It's a good way to build your own credit.