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Miles by Discover®Card
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Miles by Discover®Card

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Card Highlights:  
 
 

Card Category:

Consumer

Card Type:

Unsecured

Required Credit Rating:

Excellent / Good

Issuing Country:

United States

 
     
 
Available Rewards:  
 
 
For explanation of each icon
click here

Miles

Cash

Points

Charity

 
     
 
About:  
 
 
  • 0% Intro APR on Purchases and Balance Transfers for 6 months.
  • No Annual Fee.
  • Book any travel, anytime with no blackout dates or restrictions.
  • Double Miles on up to $3,000 in travel and restaurant purchases each year.
  • 1 Mile for every $1 on all your other purchases - personal and business.
  • Double Miles on grocery store purchases in November and December.
  • Redeem for travel credits to your account, gift cards from any of our 90 brand-name Partners or cash.
  • Online Account Access.
ZERO LIABILITY
 
     

Credit Card Rates

 
Purchases:  
 
 

Introductory APR:

0%

Introductory Period:

6 months

Ongoing APR:

10.99%±

Default APR:

30.99%

Minimum Grace Period:

25 days

Minimum Finance
Charge:

$0.50

 
     
 
Balance Transfers:  
 
 

Introductory APR:

0%

Introductory Period:

6 months

Ongoing APR:

10.99%±

Default APR:

30.99%

Minimum Grace Period:

n/a

Minimum Finance
Charge:

$0.50

 
     
 
Cash Advances:  
 
 

Introductory APR:

n/a

Introductory Period:

n/a

Ongoing APR:

23.99%

Default APR:

30.99%

Minimum Grace Period:

n/a

Minimum Finance
Charge:

$0.50

 
     

Credit Card Transaction Fees

 
Balance Transfer Fees:  
 
 

Minimum:

$10

Fee Rate:

3%

Maximum:

$75

 
     
 
Cash Advance Fees:  
 
 

Minimum:

$5

Fee Rate:

3%

Maximum:

n/a

 
     
 
Foreign Exchange Fees:  
 
 

Minimum:

n/a

Fee Rate:

n/a

Maximum:

n/a

 
     

Credit Card Other Fees

 
Initial Fees:  
 
 

Setup Fee:

$0

 
     
 
Maintenance Fees:  
 
 

Annual Fee:

$0

 
     
 
Penalty Fees:  
 
 

Late Payment Fee:

$19

 
     
± The Rate and Term Length are subject to change. Please see Terms and Conditions for actual Rate and Term Length.
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