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Card Highlights:  
 
 

Card Category:

Consumer

Card Type:

Unsecured

Required Credit Rating:

Excellent

Issuing Country:

United States

 
     
 
Available Rewards:  
 
 
For explanation of each icon
click here

Miles

Cash

Points

Charity

 
     
 
About:  
 
 
  • Save with a 0% Intro APR until January 2010 on Purchases and Balance Transfers.
  • Then enjoy a variable APR, now 8.9%.
  • Save time and money by transferring higher-rate balances so you can make one easy payment each month.
  • No Annual Fee.
ZERO LIABILITY
 
     

Credit Card Rates

 
Purchases:  
 
 

Introductory APR:

0%

Introductory Period:

Until
January
2010

Ongoing APR:

8.9%

Default APR:

24.9%

Minimum Grace Period:

25 days

Minimum Finance
Charge:

$0.50

 
     
 
Balance Transfers:  
 
 

Introductory APR:

0%

Introductory Period:

Until
January
2010

Ongoing APR:

8.9%

Default APR:

24.9%

Minimum Grace Period:

n/a

Minimum Finance
Charge:

$0.50

 
     
 
Cash Advances:  
 
 

Introductory APR:

n/a

Introductory Period:

n/a

Ongoing APR:

22.9%

Default APR:

24.9%

Minimum Grace Period:

n/a

Minimum Finance
Charge:

$0.50

 
     

Credit Card Transaction Fees

 
Balance Transfer Fees:  
 
 

Minimum:

n/a

Fee Rate:

3%

Maximum:

n/a

 
     
 
Cash Advance Fees:  
 
 

Minimum:

$10

Fee Rate:

3%

Maximum:

n/a

 
     
 
Foreign Exchange Fees:  
 
 

Minimum:

n/a

Fee Rate:

n/a

Maximum:

n/a

 
     

Credit Card Other Fees

 
Initial Fees:  
 
 

Setup Fee:

$0

 
     
 
Maintenance Fees:  
 
 

Annual Fee:

$0

 
     
 
Penalty Fees:  
 
 

Late Payment Fee:

$15-$39

 
     
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