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Starwood Preferred Guest® Business Credit Card

American Express

A new "immediate credit
card care" service is
available now. Our advisers
are ready to answer all of
your questions.

Card Highlights:

Card Category:	Business
Card Type:	Unsecured
Required Credit Rating:	Excellent / Good
Issuing Country:	United States

Available Rewards:

For explanation of each icon click here

Miles	Cash	Points	Charity

About:

Earn 10,000 Starpoints® with your first purchase.
Earn one Starpoint for every eligible dollar you spend.
Redeem at over 890 participating Starwood hotels and resorts in 95 countries including Sheraton®, Westin® and W Hotels®.
Transfer Starpoints to over 30 frequent flyer programs.
Automatic savings when you use your Card at businesses like FedEx®, Delta®, Hertz®, and more.
First year fee-free; $45 each year thereafter.

Credit Card Rates

Purchases:

Introductory APR:	2.90%
Introductory Period:	6 months
Ongoing APR:	14.99%
Default APR:	17.99%
Minimum Grace Period:	20 days
Minimum Finance Charge:	$0.50

Balance Transfers:

Introductory APR:	2.90%
Introductory Period:	6 months
Ongoing APR:	14.99%
Default APR:	17.99%
Minimum Grace Period:	n/a
Minimum Finance Charge:	$0.50

Cash Advances:

Introductory APR:	n/a
Introductory Period:	n/a
Ongoing APR:	19.99%
Default APR:	17.99%
Minimum Grace Period:	n/a
Minimum Finance Charge:	$0.50

Credit Card Transaction Fees

Balance Transfer Fees:

Minimum:	$0¹⁷
Fee Rate:	n/a
Maximum:	n/a

Cash Advance Fees:

Minimum:	$5
Fee Rate:	3%
Maximum:	n/a

Foreign Exchange Fees:

Minimum:	n/a
Fee Rate:	n/a
Maximum:	n/a

Credit Card Other Fees

Initial Fees:

Setup Fee:

Maintenance Fees:

Annual Fee:

$0⁷¹

Penalty Fees:

Late Payment Fee:

$19

¹⁷ There is no balance transfer transaction fee associated with this offer. However, future balance transfers may incur a fee as disclosed at the time of the applicable offer or transaction.
⁷¹ First year fee-free, then $45.