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The Gold Card from American Express OPENSM
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The Gold Card from American Express OPENSM

American Express

A new "immediate credit
card care"
service is
available now. Our advisers
are ready to answer all of
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Card Highlights:  
 
 

Card Category:

Business

Card Type:

Charge

Required Credit Rating:

Excellent / Good

Issuing Country:

United States

 
     
 
Available Rewards:  
 
 
For explanation of each icon
click here

Miles

Cash

Points

Charity

 
     
 
About:  
 
 
  • Earn up to 40,000 bonus points in one year.
  • Fee free for the first year a savings of $125.
  • Save up to 25% in business expenses.
  • No pre-set spending limit and no
  • Discounts with FedEx, Delta®,
  • Automatic Complimentary enrollment in the Membership Rewards program.
  • Redeem points for top-tier rewards
ZERO LIABILITY
 
     

Credit Card Rates

 
Purchases:  
 
 

Introductory APR:

n/a

Introductory Period:

n/a

Ongoing APR:

n/a

Default APR:

n/a

Minimum Grace Period:

see terms

Minimum Finance
Charge:

n/a

 
     
 
Balance Transfers:  
 
 

Introductory APR:

n/a

Introductory Period:

n/a

Ongoing APR:

n/a

Default APR:

n/a

Minimum Grace Period:

n/a

Minimum Finance
Charge:

n/a

 
     
 
Cash Advances:  
 
 

Introductory APR:

n/a

Introductory Period:

n/a

Ongoing APR:

n/a

Default APR:

n/a

Minimum Grace Period:

n/a

Minimum Finance
Charge:

n/a

 
     

Credit Card Transaction Fees

 
Balance Transfer Fees:  
 
 

Minimum:

n/a

Fee Rate:

n/a

Maximum:

n/a

 
     
 
Cash Advance Fees:  
 
 

Minimum:

n/a

Fee Rate:

n/a

Maximum:

n/a

 
     
 
Foreign Exchange Fees:  
 
 

Minimum:

n/a

Fee Rate:

n/a

Maximum:

n/a

 
     

Credit Card Other Fees

 
Initial Fees:  
 
 

Setup Fee:

$0

 
     
 
Maintenance Fees:  
 
 

Annual Fee:

$050

 
     
 
Penalty Fees:  
 
 

Late Payment Fee:

$02

 
     
2 Varies from state to state from zero to the greater of $35 or 2.99% of the delinquent balance.
50 First year fee-free, after that the annual fee of $125 for your Basic Card and $45 per Additional Card
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