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Merrill Lynch

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Card Highlights:  
 
 

Card Category:

Consumer

Card Type:

Unsecured

Required Credit Rating:

Excellent / Good

Issuing Country:

United States

 
     
 
Available Rewards:  
 
 
For explanation of each icon
click here

Miles

Cash

Points

Charity

 
     
 
About:  
 
 
Card issued by FIA Card Services, NA.
  • Low 9.99% APR for Retail Purchases.
  • No Annual Fee.
  • 1% Cash Back on Virtually All Purchases.
  • Unlimited Cash Back on qualifying purchases.
  • Credit Line may be as high as $250,000.
  • Cash Back Rewards Can be Deposited Directly into Your Merrill Lynch Account.
ZERO LIABILITY
 
     

Credit Card Rates

 
Purchases:  
 
 

Introductory APR:

n/a

Introductory Period:

n/a

Ongoing APR:

9.99%

Default APR:

n/a

Minimum Grace Period:

25 days

Minimum Finance
Charge:

see terms

 
     
 
Balance Transfers:  
 
 

Introductory APR:

1.9%

Introductory Period:

12
billing cycles

Ongoing APR:

9.99%

Default APR:

n/a

Minimum Grace Period:

n/a

Minimum Finance
Charge:

see terms

 
     
 
Cash Advances:  
 
 

Introductory APR:

1.9%

Introductory Period:

12
billing cycles

Ongoing APR:

9.99%

Default APR:

n/a

Minimum Grace Period:

n/a

Minimum Finance
Charge:

see terms

 
     

Credit Card Transaction Fees

 
Balance Transfer Fees:  
 
 

Minimum:

$10

Fee Rate:

3%

Maximum:

$75

 
     
 
Cash Advance Fees:  
 
 

Minimum:

$10

Fee Rate:

3%

Maximum:

$75

 
     
 
Foreign Exchange Fees:  
 
 

Minimum:

n/a

Fee Rate:

2%

Maximum:

n/a

 
     

Credit Card Other Fees

 
Initial Fees:  
 
 

Setup Fee:

$0

 
     
 
Maintenance Fees:  
 
 

Annual Fee:

$0

 
     
 
Penalty Fees:  
 
 

Late Payment Fee:

$15

 
     
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